Patricia Estwick is the Chief Executive Officer of the CICSA Co-operative Credit Union Limited. She graduated in 1988 from Pace University with magna cum laude honours in Accounting and earned her Certified Public Accounting designation in 1990. She also attained a Master of Business Administration in 1996 from the University of Miami.

Mrs. Estwick previously served as Chief Financial Officer of a financial services group in the Cayman Islands and the Director of Internal Audit for the Cayman Islands Government for five years and before that as an audit professional with the accounting firm of Ernst & Young in the United States and in the Cayman Islands.

Mrs. Emilita Clifford is the Human Resources Manager, bringing over 25 years HR experience to the Credit Union. Prior to joining the Credit Union in April 2020, Mrs. Clifford worked in the financial services of the private sector as an HR Business Partner. During her career, she experienced three acquisitions and one merger with the same company. During each one she embraced the change and was heavily involved with the integration process. She has a CIPD certification, a Coaching for Employee Engagement Certification and has attended numerous Human Resources related training courses and conferences. In her role, she strives to be strategic, objective, confidential, flexible and motivational. Her passion is helping others so she thoroughly enjoys being an HR Professional. She believes that “You are a true success when you help others be successful.”

Shane Mascal is the Chief Information Officer for the CICSA Cooperative Credit Union.

He holds a Master of Information Systems Management Degree from the University of Liverpool.

He is also a Chartered IT Professional (CITP), which was awarded to him by the British Computer Society. This designation is awarded to highly skilled individuals who are dedicated to the profession. More importantly, the title is proof of his commitment to the highest standards and his past involvement in projects and initiatives which delivered critical business outcomes.

He is a Certified Information Systems Security Professional (CISSP), and he is Certified in Risk and Information Systems Control (CRISC).

He is also certified in the framework regarding Control Objectives for Information and Related Technology (COBIT). Additionally, he is Certified in the Governance of Enterprise IT (CGIET), both of which relate to Information and Technology Governance.

Shane formerly worked for a leading financial service provider as the Infrastructure Manager for 2 years. Prior to that, he worked for another leading financial service provider for 12 years. There he spent the majority of his time in Infrastructure Management and Service Delivery Management.

Mrs. Nedra Myles serves as the Chief Risk & Compliance Officer of the Cayman Islands Co-operative Credit Union, where she is primarily responsible for the oversight of all internal risk and compliance related functions.

Mrs. Myles’ wealth of experience spans over 17 years in areas such as compliance, risk management, financial regulation, legal services, asset finance and debt recovery management. Prior to joining the Credit Union, she held various senior leadership roles in these fields. In her most recent post as Deputy Director of Compliance at one of Cayman’s largest corporate service providers, she contributed to the successful development, management and oversight of its internal risk and compliance programme, including the AML compliance programme. While there, Mrs. Myles was also extensively involved in various high-profile matters, providing risk management and subject-matter guidance on anti-money laundering, countering the financing of terrorism, sanctions compliance and corporate services licensing requirements. She also played an integral role with the organisation’s AML, know your customer and sanctions training to staff.

Mrs. Myles holds a Bachelor of Law degree (Honours) from the Truman Bodden Law School (formerly the Cayman Islands Law School), where she also completed the Professional Practice Course in 2005. She was subsequently admitted as an Attorney-at-Law of the Cayman Islands in 2007.

Mrs. Malynda F. Gibson-Nixon serves as the Chief Operations Officer of the Cayman Islands Co-operative credit union.
Malynda’s experience in the Financial Services industry spans over 25 years and encompasses areas such as, operational effectiveness, risk and compliance, project management, technical training and people development, as well as lending and credit and managing branch networks.
Since establishing her career in 1995, Malynda progressed into management in 2004 and has held various senior manager roles with world-class Canadian Financial institutions. Malynda is a highly skilled manager with exceptional knowledge of audit procedures and general banking operations, who has a proven track record of excelling in risk management.
Malynda holds a Master of Science Degree (Merit) in Financial Services Management, from Salford University in England. She is also certified through the Canadian Securities Institute, in credit risk and personal lending a program which she completed with honors. She is also certified through Moody’s Analytics in Accounting for Credit Professionals.