Patricia Estwick is the Chief Executive Officer of the CICSA Co-operative Credit Union Limited. She graduated in 1988 from Pace University with magna cum laude honours in Accounting and earned her Certified Public Accounting designation in 1990. She also attained a Master of Business Administration in 1996 from the University of Miami.

Mrs. Estwick previously served as Chief Financial Officer of a financial services group in the Cayman Islands and the Director of Internal Audit for the Cayman Islands Government for five years and before that as an audit professional with the accounting firm of Ernst & Young in the United States and in the Cayman Islands.

Enola Reid is the Chief Operations Officer at CICSA Co-operative Credit Union Limited (“CICSA Credit Union”), primarily responsible for oversight of CICSA’s Operations, managing four (4) key service lines and the Cayman Brac Branch. As a member of the Executive team, she is involved in the development and execution of strategic plans, as well as oversight, guidance and support whilst performing complex management activities.

Ms. Reid is a Notary Public and an Accredited Director. She holds a master’s degree in International Law and Legal Studies. She is a Certified Operational Risk Manager with over 18 years’ experience in the Risk and Compliance industry which proves beneficial in her role as COO. Ms. Reid is also responsible for designing, implementing business operations strategies, systems, plans, and procedures which mitigate risk whilst enhancing the efficiency and minimising the potential impact to the organisation.

She provides oversight for Disaster Recovery and Security of the Organisation whilst establishing policies that promote the organisation's vision, mission, and culture. Ms. Reid is the project leader for the digital transformation being undertaken by the Credit Union which includes conversion to a new core banking system and enhancing the Credit Union’s ATM network.

Josephine (Josie) Sambula is the Chief Financial Officer for the CICSA Cooperative Credit Union. She holds a Master of Business Administration (MBA) Degree from Hult International Business School in Boston MA. She is also a licensed Certified Public Accountant.

Josie formerly worked at Intertrust Group Cayman for five years as Financial Controller. Prior to Intertrust, Josie was the Chief Financial Officer for the Cayman Islands Government's Ministry of Tourism for ten years. She began her career with PricewaterhouseCoopers in Assurance and Advisory Services where she gained a deep understanding of financial statements and auditing.

Josie has over 20 years’ experience in governmental and financial services accounting.

Mrs. Emilita Clifford is the Human Resources Manager, bringing over 25 years HR experience to the Credit Union. Prior to joining the Credit Union in April 2020, Mrs. Clifford worked in the financial services of the private sector as an HR Business Partner. During her career, she experienced three acquisitions and one merger with the same company. During each one she embraced the change and was heavily involved with the integration process. She has a CIPD certification, a Coaching for Employee Engagement Certification and has attended numerous Human Resources related training courses and conferences. In her role, she strives to be strategic, objective, confidential, flexible and motivational. Her passion is helping others so she thoroughly enjoys being an HR Professional. She believes that “You are a true success when you help others be successful.”

Daniel Powery is the IT Manager and Interim Chief Information Officer of the CICSA Co-Operative Credit Union (“CICSACU”). He holds a Bachelor of Science (BSC) Degree in IT and brings over six years of experience in the field. Additionally, he has multiple globally recognized Microsoft and industry-leading certifications. He currently leads the IT function and has been a key contributor to the organisation's digital transformation with projects such as the new core banking system, data protection and analytics, cyber security training, and technology process refinement. Alongside his team, he is responsible for daily IT Support and ongoing technical project deliverables influencing all business areas of the CICSACU.
Prior to joining the Credit Union, Daniel was an IT Analyst III (Senior Technician) at Butterfield in the Cayman Islands. He began his career as an IT Service Analyst at Intertrust (Cayman Ltd.) Daniel has gained a deep understanding of technology standards and related industry best practice processes, allowing his continued contribution to the organization.