Patricia Estwick is the Chief Executive Officer of the CICSA Co-operative Credit Union Limited. She graduated in 1988 from Pace University with magna cum laude honours in Accounting and earned her Certified Public Accounting designation in 1990. She also attained a Master of Business Administration in 1996 from the University of Miami.

Mrs. Estwick previously served as Chief Financial Officer of a financial services group in the Cayman Islands and the Director of Internal Audit for the Cayman Islands Government for five years and before that as an audit professional with the accounting firm of Ernst & Young in the United States and in the Cayman Islands.

Josephine (Josie) Sambula is the Chief Financial Officer for the CICSA Cooperative Credit Union. She holds a Master of Business Administration (MBA) Degree from Hult International Business School in Boston MA. She is also a licensed Certified Public Accountant.

Josie formerly worked at Intertrust Group Cayman for five years as Financial Controller. Prior to Intertrust, Josie was the Chief Financial Officer for the Cayman Islands Government's Ministry of Tourism for ten years. She began her career with PricewaterhouseCoopers in Assurance and Advisory Services where she gained a deep understanding of financial statements and auditing.

Josie has over 20 years’ experience in governmental and financial services accounting.

Mrs. Emilita Clifford is the Human Resources Manager, bringing over 25 years HR experience to the Credit Union. Prior to joining the Credit Union in April 2020, Mrs. Clifford worked in the financial services of the private sector as an HR Business Partner. During her career, she experienced three acquisitions and one merger with the same company. During each one she embraced the change and was heavily involved with the integration process. She has a CIPD certification, a Coaching for Employee Engagement Certification and has attended numerous Human Resources related training courses and conferences. In her role, she strives to be strategic, objective, confidential, flexible and motivational. Her passion is helping others so she thoroughly enjoys being an HR Professional. She believes that “You are a true success when you help others be successful.”

Shane Mascal is the Chief Information Officer for the CICSA Cooperative Credit Union.

He holds a Master of Information Systems Management Degree from the University of Liverpool.

He is also a CISSP and is a holder of the CRISC and COBIT certifications, which he attained from leading cybersecurity, governance and risk management institutions.

Shane formerly worked for a leading financial service provider as the Infrastructure Manager for 2 years. Prior to that he worked for another leading financial service provider for 12 years. Where he spent the majority of his time in Infrastructure management and Service Delivery management.

As a member of the Executive team, Shane is responsible for the oversite of Information and Technology, IT Strategy, IT Governance, IT Risk Management and Cybersecurity.