Patricia Estwick is the Chief Executive Officer of the CICSA Co-operative Credit Union Limited. She graduated in 1988 from Pace University with magna cum laude honours in Accounting and earned her Certified Public Accounting designation in 1990. She also attained a Master of Business Administration in 1996 from the University of Miami.

Mrs. Estwick previously served as Chief Financial Officer of a financial services group in the Cayman Islands and the Director of Internal Audit for the Cayman Islands Government for five years and before that as an audit professional with the accounting firm of Ernst & Young in the United States and in the Cayman Islands.

Mrs. Emilita Clifford is the Human Resources Manager, bringing over 25 years HR experience to the Credit Union. Prior to joining the Credit Union in April 2020, Mrs. Clifford worked in the financial services of the private sector as an HR Business Partner. During her career, she experienced three acquisitions and one merger with the same company. During each one she embraced the change and was heavily involved with the integration process. She has a CIPD certification, a Coaching for Employee Engagement Certification and has attended numerous Human Resources related training courses and conferences. In her role, she strives to be strategic, objective, confidential, flexible and motivational. Her passion is helping others so she thoroughly enjoys being an HR Professional. She believes that “You are a true success when you help others be successful.”

Shane Mascal is the Chief Information Officer for the CICSA Cooperative Credit Union.

He holds a Master of Information Systems Management Degree from the University of Liverpool.

He is also a Chartered IT Professional (CITP), which was awarded to him by the British Computer Society. This designation is awarded to highly skilled individuals who are dedicated to the profession. More importantly, the title is proof of his commitment is of the highest standards and his past involvement in projects and initiatives which have delivered critical business outcomes.

He is a Certified Information Systems Security Professional (CISSP). Additionally, he is Certified in Risk and Information Systems Control (CRISC).
Finally, he is certified in the framework regarding Control Objectives for Information and Related Technology (COBIT), which relates to Information and Technology Governance.

Shane formerly worked for a leading financial service provider as the Infrastructure Manager for 2 years. Prior to that, he worked for another leading financial service provider for 12 years. There he spent the majority of his time in Infrastructure Management and Service Delivery Management.