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Loans

Find the right loan to fit your needs, whether you're buying a car, purchasing a home, or covering unexpected expenses. Explore all our options!

Support Hub

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Become a Member
Get access to better rates, personalized service, and a community-driven approach to financial health.
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Contact Us
Need to speak with someone? Our friendly Member Services team is here to help.
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Chat
Got a quick question? Start a live chat with one of our team members.
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Financial Advice
Looking to save smarter or borrow with confidence? Speak with our advisors for personalized financial guidance.

Debt Management

Consolidation & Refinance

Our Credit Union understands that our members face situations that can affect their ability to pay debts due to unforeseen reasons like retirement, death, loss of income, ill-health or otherwise. You can rest assured that our Credit Union is truly dedicated to our “Members Helping Members” philosophy. Our qualified team takes a sensitive, personalized approach with the number one priority of saving your property.

Consolidation
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If you have more than one debt to pay and feel overwhelmed, we can roll multiple debts into one single and easy payment.
Refinancing
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Save money with lower payments and a great interest rate when you refinance your loans with the Credit Union.

Within Share Loans

Access your funds cost-effectively

Life happens and occasionally, you may need to access funds from your voluntary share account but do not want to touch your hard-earned savings. Take advantage of a within share loan; this product is unique and can not be found at other financial institutions.

Some benefits of a Within Share Loan are:
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Keep your shares and earn dividends
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Use your shares as collateral for your loan
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Payment term up to 25 years
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Reduced interest rate
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Set your own payment as low as $50.00
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Earn Cash Back (Interest Rebate)
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Minimum loan amount $500.00
To request a Within Share Loan:
1. Click on Apply now to fill out the form online or Download and complete the application form.
2. Click the 'Submit Application' button below and attach the completed application to submit your request. Optionally provide additional details.

FAQs

Find quick answers to the most common questions about your membership, accounts, services, and how to make the most of your Credit Union experience.

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Personal Loans
Based on your income, credit history, and collateral. Repayment terms can go up to a maximum of 20 years.

Apply Now
Within a few business days after approval.
No, you can repay early without penalty.
  1. Completed loan application
  2. Two forms of government-issued photo ID
  3. Current employment letter
  4. Most recent pay slip
  5. Financial statements or Statement of Affairs
  6. Additional documents if using a co-maker or collateral
Car Loans
Yes. Email [email protected] to schedule a pre-approval appointment.
Up to 100% financing is available. In some cases, a down payment may be required.
Yes, Financing is available for both used and new vehicles.
Competitive rates with repayment up to 7 years, depending on the car’s age.
Xpress Overdraft Loans
Interest is charged only on the amount used. Some fees may apply. Speak to a Loans Officer.
Yes. Each application is reviewed individually.
Through fixed monthly repayments over the loan term.
Up to $15,000, based on income and a debt service ratio under 50%.