For a better experience on CICSA Co-operative Credit Union Limited, Update Your Browser

Life happens and occasionally, you may need to access funds from your voluntary share account but do not want to touch your hard-earned savings.

Take advantage of a within share loan; this product is unique and can not be found at other financial institutions.

Some benefits of a Within Share Loan are:

  • Keep your shares and earn dividends;
  • Use your shares as collateral for your loan;
  • Payment term up to 25 years;
  • Reduced interest rate;
  • Set your own payment; and,
  • Earn Cash Back (Interest Rebate).

Within Share loans are conveniently accessible through any of our member services representatives (tellers), and no appointment is needed.

To find out more information, please schedule an appointment.


To request a Within Share Loan:

1. Download and complete the application form.

Download Application Form

2. Click the 'Submit Application' button below and attach the completed application to submit your request. Optionally provide additional details.

Submit Application