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What is Membership?

The Cayman Islands Civil Service Association (CICSA) Co-operative Credit Union Ltd. is a member based financial co-operative. It was founded in 1975 by seven Cayman Islands Government Civil Servants, incorporated in 1976 and is focused on: providing services to members only at low fees; encouraging saving; and offering competitive loans to members. We are about members helping members!

Membership in the Credit Union includes persons who have attained 18 years of age and are employed by the Cayman Islands Government (including statutory authorities/boards/bodies) and/or local utility companies, and/or related to an individual employed by these bodies. Youth accounts are also offered to those below 18 years of age. The Credit Union is governed and operated by its members, all of whom are owners/shareholders and share in the distribution of dividends. For more information email the New Accounts team, or call 345-949-8415.

Learn more from the 2020 Annual Report

Learn more from the 2019 Annual Report